Loan Cost and Terms

Illinois

PayDay One is committed to providing great rates to our customers. In fact, we are the only online lender that offers a Great Rate Guarantee. We shop around so you don’t have to. But if you do find a lower price from another online lender we'll match it.

PayDay One offers installment loans up to $1000 in Illinois. Installment loans are more flexible than tradition payday loans. Here's how:

  • Flexible payment schedule: Make regular monthly payments or pay off your loan at any time - it's your choice!
  • Pro-rated fees: Only pay for the number of days you keep your loan. For instance, if you paid your loan off in full in two weeks, you would pay $17.50 in finance charges per $100 borrowed (456.25% APR).
  • No hidden fees: No origination fees, no setup fees, and you can pay your loan off at any time without additional penalties or charges.

Pay Frequency:

Loan
Amount/
Cantidad de
Prestamo		 Payments
(Bi-Weekly)/
Pagos		 Bi-Weekly
Payment
Amount/
Cantidad de Pago		 Total Due/
Deuda Total		 APR/
Porcentaje
de Interes
Anual
$250 10 $54.64 $546.44 454.98%
$500 12 $102.27 $1,227.15 455.01%
$750 12 $153.40 $1,840.80 455.00%
$1,000 16 $189.34 $3,029.67 455.00%

Annual Percentage Rates (APRs) may vary by loan term. Please see your loan agreement for the APR and other terms applicable to your loan.

Get Started Now Or apply by phone
888-PAYDAY1

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