Questions? 888-PAYDAY1 888-729-3291
PayDay One is committed to providing great rates to our customers. In fact, we are the only online lender that offers a Great Rate Guarantee. We shop around so you don’t have to. But if you do find a lower price from another online lender we'll match it.
The maximum loan amount for Utah residents is $500.
Below is the Fee Schedule for a 14 day loan. To view different terms, change the days of loan below.
Days of Loan: 8 days 9 days 10 days 11 days 12 days 13 days 14 days 15 days 16 days 17 days 18 days 19 days 20 days 21 days 22 days 23 days 24 days 25 days 26 days 27 days 28 days 29 days 30 days 31 days 32 days 33 days 34 days 35 days 36 days 37 days 38 days 39 days 40 days 41 days
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*Note: You may only use a conbination of these options a maximum of 3 times provided your loan is not extended beyond 12 weeks.
If you wish to extend your loan, you must pay all interest earned at the time of extension. Upon extension, you will be charged for all interest due and the principal will be rolled over into a new loan contract. This new loan will carry with it an additional fee. Extension requests must be received at least 1 business day prior to your due date. You may request this by logging into your personal account. It is in your best interest if you pay an extra amount (in excess of interest due) to reduce the principal balance and the interest for the extension period. You may prepay your loan at any time and may be entitled to a rebate of interest.
For complaints, please contact us at 888-PAYDAY1.
Utah residents may contact the Utah State Department of Financial Institutions at 801.538.8830.
Residents of other states may contact the regulatory agencies of the states in which they reside.
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